RegIntel — Regulatory Intelligence Command Center

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Important notice before you proceed

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RegIntel is a research and exploration tool, not a substitute for qualified legal or compliance advice.

✓Outputs are AI-generated summaries intended to help you start your research faster — not to replace it.

✓Always verify against the official source document and consult your legal or compliance team before acting.

✓RegIntel does not store any document you upload or paste. Your data stays in your browser session only.

✗Do not use this tool as the sole basis for compliance decisions, board submissions, or regulatory filings.

By continuing, you acknowledge that RegIntel is provided as-is for research purposes. The creators accept no liability for compliance decisions made based on this tool's outputs.

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RBI CIRCULAR 2024-25 · KYC RE-VERIFICATION DEADLINE ACTIVE · SEBI IA REG AMENDMENT — SEGREGATION BREACH · DPDP ACT 2023 — CONSENT FRAMEWORK LIVE · IRDAI PRODUCT GUIDELINES UPDATE · PMLA REPORTING THRESHOLD REVISED RBI CIRCULAR 2024-25 · KYC RE-VERIFICATION DEADLINE ACTIVE · SEBI IA REG AMENDMENT — SEGREGATION BREACH · DPDP ACT 2023 — CONSENT FRAMEWORK LIVE · IRDAI PRODUCT GUIDELINES UPDATE · PMLA REPORTING THRESHOLD REVISED

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About

RegIntel V2.0

Command Center

RBI · SEBI · IRDAI Compliance Intelligence

warning High Penalty Risk

privacy_tip DPDP Implications

verified KYC Active

Regulatory document

Drop regulatory document here

PDF, DOCX, or TXT · or click to browse

RBI Master Direction RBI Circular SEBI Regulation SEBI Circular IRDAI Guidelines DPDP Act 2023 PMLA FEMA

or paste text directly

0 characters Min ~100 characters for meaningful analysis

Institution type

Private bank

PSU bank

NBFC

Fintech

Broker / MF

Investment bank

Regulatory focus

All areas

KYC / AML

Capital

Conduct

Reporting

Digital / IT

description SAMPLE REGULATORY DOCUMENTS — click to load & analyse

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RBI KYC Master Direction

RBI/2024-25/47 · April 2024

Covers CDD, Beneficial Ownership, EDD for PEPs, STR/CTR reporting and penalties up to ₹1 Cr per violation.

RBI KYC AML CDD

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SEBI LODR Regulations

SEBI/GN/2015/013 · Amended 2024

Board composition (Reg. 17), audit committee, related party transactions, continuous disclosures. Penalty up to ₹25 Cr.

SEBI LODR LISTED

🔒

DPDP Act 2023

Act No. 22 of 2023 · Aug 2023

Data principal rights, consent notice obligations, data localization, Data Protection Board. Penalty up to ₹250 Cr for breaches.

DPDP ₹250CR CRITICAL

Gemini API key — stored in your browser only, never sent to any server

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Obligations found

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key requirements

High priority

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immediate action

Max penalty

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per violation

Nearest deadline

—

compliance cutoff

Compliance progress

0 / 0 actioned

Key obligations — plain English Toggle status per obligation below

Compliance risk areas

Regulatory timeline

Want to go deeper? Ask RegIntel to map these obligations to your team, identify gaps vs current policies, or prepare a board-ready summary.

3–4 hrs

Manual analysis time per document

2 min

RegIntel extracts all obligations

47+

RBI Master Directions in FY24

₹2 Cr

Max penalty per RBI violation

REGINTEL V2.0 · BUILT 2026 · LIVE AI ENGINE · ZERO BACKEND · PRIVACY FIRST

LINKEDIN ↗ GITHUB ↗

Compare two regulatory documents — identify what's new, removed, or changed

Document A — Baseline / Old version

Drop or click to upload

PDF, DOCX or TXT

or paste

0 chars · min 100 chars

Document B — New / Updated version

Drop or click to upload

PDF, DOCX or TXT

or paste

0 chars · min 100 chars

Institution type

Private bank

PSU bank

NBFC

Fintech

Broker / MF

Investment bank

Regulatory focus

All areas

KYC / AML

Capital

Conduct

Reporting

Digital / IT

RegIntel India

Version 2.0 · Built 2026 · Live AI Engine

RegIntel India is an AI-powered regulatory compliance intelligence tool for the Indian BFSI sector. It reads RBI circulars, SEBI regulations, IRDAI guidelines, and DPDP Act provisions — and extracts what your team actually needs to do, in plain English, with deadlines, penalties, and responsible teams clearly mapped.

The problem we solve

3–4 hrs

time a compliance analyst spends reading one regulatory document manually

2 min

time RegIntel takes to extract all key obligations from the same document

47+

RBI Master Directions issued in FY24 alone — compliance teams are overwhelmed

₹2 Cr

maximum penalty per RBI violation — the cost of missing one obligation

Who this is built for

Compliance teams

HDFC, ICICI, Kotak, Axis, Yes Bank

NBFC compliance officers

Bajaj Finance, Muthoot, Shriram

Fintech compliance PMs

Razorpay, Groww, Zerodha, PhonePe

RegTech consultants

Big 4 India — Deloitte, PwC, EY, KPMG

Investment banks

Goldman India, Nomura, Kotak IB

Technology stack

Google Gemini 2.0 Flash (AI engine) Direct browser API calls (zero backend) PDF.js (client-side PDF reading) Mammoth.js (client-side DOCX reading) Vanilla HTML / CSS / JS localStorage (obligation tracker) Zero backend infrastructure Cost to run: ₹0

Roadmap

Phase 1

Working prototype

Document analysis UI, institution filter, export, live deployment

Live ✓

Phase 2

Live AI engine — current version

Real Gemini AI, obligation tracker, follow-up chat, DPDP module, HTML export

Live ✓

Phase 3

Multi-doc comparison + gap analysis

Upload two documents, compare obligations, identify compliance gaps

Live ✓

Phase 4

Enterprise GRC integration

API integration with bank GRC platforms, audit trails, role-based access

Planned

Built by

Designed and built by a senior Product Manager with experience across banking, fintech, and regulatory domains. Built end-to-end without an engineering team — demonstrating how AI-enabled PMs can ship production-grade products independently.

LinkedIn ↗ GitHub ↗

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Legal notice & disclaimer

For research and exploration only. RegIntel is an AI-assisted tool designed to help compliance professionals begin their regulatory research faster. It is not a substitute for qualified legal, compliance, or regulatory advice.

All outputs are AI-generated summaries. They may be incomplete, out of date, or context-specific. Always verify against the official source document.

RegIntel does not store, log, or transmit any document text you paste or upload. All processing occurs directly in your browser via a client-side Gemini API call.

The creators of RegIntel accept no liability for regulatory, legal, financial, or compliance decisions made on the basis of this tool's outputs.

Version 2.0 · India + US Edition · Built 2026

Ask RegIntel Assistant

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I've analysed the RBI Master Direction. Want me to map obligations to your compliance team?